A key provision of Obamacare, online insurance exchanges, are now up and running. CNN's Sanjay Gupta outlines the details you need to know now.
As of October first:
– About 30 million of uninsured Americans will be able to buy health insurance
– People can sign up for a health plan by mail, in person or online
– They'll be able to compare the plans available in their state and find out if they qualify for discounts on their monthly premiums - or for even cheaper or free care through medicaid or the children's health insurance program
– Prices will vary depending on where you live and what kind of plan you choose and premium rates could change over time
If you already get health insurance through your job, you don't have to buy a new plan through the exchange.
If you're covered through government programs like medicare, medicaid and veterans programs, you don't have to worry about signing up for a new plan either.
But if you buy your own health coverage, you may need to sign up for a new plan if the one you have doesn't meet the law's new rules.
If you can afford to buy coverage but don't you might have to pay a fine that will go up every year you're uninsured.
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